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Citibank offers credit cards for consumers and students. Most of the Citibank cards feature a great introductory APR and regular APR. Plus, most of the cards carry some kind of reward and have no annual fee. Take time and search through Citibank's portfolio of consumer, student, and business credit card offers and apply for one that best meets your needs. |
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| Citi® Platinum Select® Card
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- 0% APR* on balance transfers and purchases for up to 12 months
- No annual fee
- Citi® Identity Theft Solutions
- $0 Liability on unauthorized purchases
- Secure, free online account management
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|
|
| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
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| Introductory Rate |
|
Purchases: |
0%* |
Balance Transfers: |
0%* |
| Introductory Period |
|
Purchases: |
up to 12 Months* |
Balance Transfers: |
up to 12 Months* |
| Regular APRs |
|
Purchases: |
As Low As 8.49%* |
Balance Transfers: |
As Low As 8.49%* |
| |
|
Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
|
Annual: |
None* |
Balance Transfers: |
See Terms* |
| |
|
Late: |
See Terms** |
Cash Advance: |
3% of Cash Adv, $5 m* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Citi CashReturns(SM) Card
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- Earn a full 1% cash back on every purchase
- Get a 20% bonus on the cash back earned on all purchases for the first 12 months
- Checks will be sent automatically every time you earn $50 - no calling necessary
- 0% APR* on balance transfers for up to 12 months
- No annual fee
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|
| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
0%* |
up to 12 Months* |
As Low As 9.99%* |
None* |
Yes* |
Good* |
|
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| |
| Introductory Rate |
|
Purchases: |
N/A* |
Balance Transfers: |
0%* |
| Introductory Period |
|
Purchases: |
N/A* |
Balance Transfers: |
up to 12 Months* |
| Regular APRs |
|
Purchases: |
As Low As 9.99%* |
Balance Transfers: |
As Low As 9.99%* |
| |
|
Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
|
Annual: |
None* |
Balance Transfers: |
See Terms* |
| |
|
Late: |
See Terms** |
Cash Advance: |
3% of Cash Adv, $5 m* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Citi® Diamond Preferred® Rewards Card
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- 0% APR* on balance transfers for up to 12 months
- $50 Gift Card - Earn 6,000 bonus points after $100 in purchases made within 3 months of account opening
- 5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months; 1 point for every $1 on all other purchases
- No annual fee and FREE rewards program
- Citi® Identity Theft Solutions
- Price Protection Program
- $0 Liability on unauthorized purchases
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|
| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
0%* |
up to 12 Months* |
As Low As 10.49%* |
None* |
Yes* |
Good* |
|
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| |
| Introductory Rate |
|
Purchases: |
N/A* |
Balance Transfers: |
0%* |
| Introductory Period |
|
Purchases: |
N/A* |
Balance Transfers: |
up to 12 Months* |
| Regular APRs |
|
Purchases: |
As Low As 10.49%* |
Balance Transfers: |
As Low As 10.49%* |
| |
|
Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
|
Annual: |
None* |
Balance Transfers: |
See Terms* |
| |
|
Late: |
See Terms** |
Cash Advance: |
3% of Cash Adv, $5 m* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Citi® Diamond Preferred® Card
|

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- 0% APR* on balance transfers and purchases for up to 12 months
- Citi® Indentity Theft Solutions
- $0 Liability on unauthorized purchases
- Secure, free online acount management
- No annual fee
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|
| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
0%* |
up to 12 Months* |
As Low As 8.49%* |
None* |
Yes* |
Good* |
|
|
| |
| Introductory Rate |
|
Purchases: |
0%* |
Balance Transfers: |
0%* |
| Introductory Period |
|
Purchases: |
up to 12 Months* |
Balance Transfers: |
up to 12 Months* |
| Regular APRs |
|
Purchases: |
As Low As 8.49%* |
Balance Transfers: |
As Low As 8.49%* |
| |
|
Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
|
Annual: |
None* |
Balance Transfers: |
See Terms* |
| |
|
Late: |
See Terms** |
Cash Advance: |
3% of Cash Adv, $5 m* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Citi® Dividend Platinum Select® Card
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- Earn 5% cash back at gas stations, supermarkets and drug stores, convenience stores, and utilities including cable for 6 months and 2% thereafter.
- Earn 1% cash back on all other purchases
- 0% APR* on Balance Transfers for up to 12 months
- No Annual Fee
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
0%* |
Up to 12 Months* |
As Low As 10.99%* |
None* |
Yes* |
Excellent* |
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| Introductory Rate |
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Purchases: |
N/A* |
Balance Transfers: |
0%* |
| Introductory Period |
|
Purchases: |
N/A* |
Balance Transfers: |
Up to 12 Months* |
| Regular APRs |
|
Purchases: |
As Low As 10.99%* |
Balance Transfers: |
As Low As 10.99%* |
| |
|
Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
|
Annual: |
None* |
Balance Transfers: |
See Terms* |
| |
|
Late: |
See Terms** |
Cash Advance: |
3% of Cash Adv, $5 m* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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|
| Citi PremierPass® Card
|

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- 10,000 bonus points after $300 in purchases made within 3 months of account opening*
- Earn 1 point for every dollar spent on all purchases*
- Earn 1 point for every 3 miles you fly on any airline*
- Earn 1 point for every 3 miles friends and family fly on tickets purchased with your card*
- Redeem points for flights on any airline with no blackout dates*
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
0%* |
Up to 12 Months* |
as low as 11.99%* |
None* |
Yes* |
Good* |
|
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| |
| Introductory Rate |
|
Purchases: |
N/A* |
Balance Transfers: |
0%* |
| Introductory Period |
|
Purchases: |
N/A* |
Balance Transfers: |
Up to 12 Months* |
| Regular APRs |
|
Purchases: |
as low as 11.99%* |
Balance Transfers: |
as low as 11.99%* |
| |
|
Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
|
Annual: |
None* |
Balance Transfers: |
See Terms* |
| |
|
Late: |
See Terms** |
Cash Advance: |
3% of Cash Adv, $5 m* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| AT&T Universal Savings & Rewards Card
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- Up to 10% savings for the first 12 months on AT&T purchases
- 1 ThankYou Point for every dollar you spend on non-AT&T purchases
- 0% APR* on Balance Transfers for up to 12 months
- No Annual Fee
- Plus AT&T calling benefits: Up to 30 free phone minutes each month; 2 free directory assistance inquiries per month and other wireless benefits
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
0%* |
Up to 12 Months* |
As Low As 9.99%* |
None* |
Yes* |
Good* |
|
|
| |
| Introductory Rate |
|
Purchases: |
N/A* |
Balance Transfers: |
0%* |
| Introductory Period |
|
Purchases: |
N/A* |
Balance Transfers: |
Up to 12 Months* |
| Regular APRs |
|
Purchases: |
As Low As 9.99%* |
Balance Transfers: |
As Low As 9.99%* |
| |
|
Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
|
Annual: |
None* |
Balance Transfers: |
See Terms* |
| |
|
Late: |
See Terms** |
Cash Advance: |
3% of Cash Adv, $5 m* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Citi® Platinum Select® / AAdvantage® World MasterCard®
|

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- 25,000 AAdvantage® bonus miles after you make $750 in purchases within 4 months
- Earn 1 AAdvantage® mile for every $1 you spend on eligible purchases - up to 100,000 miles per year
- Redeem AAdvantage® miles with over 25 of the world’s top airlines, major car rental companies and hundreds of luxurious hotels worldwide
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
N/A* |
N/A* |
14.99%* |
$85 (First Year Free* |
Yes* |
Good* |
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| Introductory Rate |
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Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Introductory Period |
|
Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Regular APRs |
|
Purchases: |
14.99%* |
Balance Transfers: |
N/A* |
| |
|
Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
|
Annual: |
$85 (First Year Free* |
Balance Transfers: |
See Terms* |
| |
|
Late: |
See Terms** |
Cash Advance: |
3% of Cash Adv, $5 m* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Citi® Gold / AAdvantage® World MasterCard®
|

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- Earn 15,000 American Airlines AAdvantage® bonus miles after you make $750 in purchases within 4 months of becoming a cardmember
- Earn 1 AAdvantage® mile for every $1 you spend on eligible purchases - up to 60,000 miles per year
- Redeem AAdvantage® miles with over 25 of the world’s top airlines, major car rental companies and hundreds of luxurious hotels worldwide
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
N/A* |
N/A* |
14.99%* |
$50 (First Year Free* |
Yes* |
Excellent* |
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| |
| Introductory Rate |
|
Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Introductory Period |
|
Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Regular APRs |
|
Purchases: |
14.99%* |
Balance Transfers: |
N/A* |
| |
|
Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
|
Annual: |
$50 (First Year Free* |
Balance Transfers: |
See Terms* |
| |
|
Late: |
See Terms** |
Cash Advance: |
3% of Cash Adv, $5 m* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Citi® Platinum Select® Visa® Card
|

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- Enjoy 0% APR on Purchases & Balance Transfers for up to 12 months*
- No Annual Fee
- $0 liability on unauthorized purchases*
- Secure, free online account management*
- Apply online and get an instant response*
|
|
| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
0%* |
up to 12 Months* |
as low as 8.49%* |
None* |
Yes* |
Good* |
|
|
| |
| Introductory Rate |
|
Purchases: |
0%* |
Balance Transfers: |
0%* |
| Introductory Period |
|
Purchases: |
up to 12 Months* |
Balance Transfers: |
up to 12 Months* |
| Regular APRs |
|
Purchases: |
as low as 8.49%* |
Balance Transfers: |
as low as 8.49%* |
| |
|
Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
|
Annual: |
None* |
Balance Transfers: |
3%, $5 min. |
| |
|
Late: |
Based on Balance* |
Cash Advance: |
3%, $5 min.* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| AT&T Universal Savings Platinum Card
|

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- Up to 10% savings for the first 12 months on AT&T purchases
- 0% APR* on Balance Transfers for up to 12 months
- No Annual Fee
- Plus AT&T calling benefits: Up to 30 free phone minutes each month; 2 free directory assistance inquiries per month and other wireless benefits
|
|
| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
0%* |
Up to 12 Months* |
As Low As 8.99%* |
None* |
Yes* |
Good* |
|
|
| |
| Introductory Rate |
|
Purchases: |
N/A* |
Balance Transfers: |
0%* |
| Introductory Period |
|
Purchases: |
N/A* |
Balance Transfers: |
Up to 12 Months* |
| Regular APRs |
|
Purchases: |
As Low As 8.99%* |
Balance Transfers: |
As Low As 8.99%* |
| |
|
Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
|
Annual: |
None* |
Balance Transfers: |
See Terms* |
| |
|
Late: |
See Terms** |
Cash Advance: |
3% of Cash Adv, $5 m* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Citi® Professional(SM) Cash Card
|

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- 0% APR on purchases for 12 months*
- Earn 3% cash back on purchases made at restaurants, gas stations, certain office supply merchants, and for auto rentals. Plus earn 1% cash back on other purchases.*
- Online Expense Organizer helps track, categorize and report expenses for billing, reimbursement and taxes.
- Quarterly and Annual account summaries and categorized statements at no additional cost.
- No Annual Fee.
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
0%* |
12 Months* |
9.99%* |
None* |
Yes* |
Excellent* |
|
|
| |
| Introductory Rate |
|
Purchases: |
0%* |
Balance Transfers: |
N/A* |
| Introductory Period |
|
Purchases: |
12 Months* |
Balance Transfers: |
N/A* |
| Regular APRs |
|
Purchases: |
9.99%* |
Balance Transfers: |
N/A* |
| |
|
Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
|
Annual: |
None* |
Balance Transfers: |
See Terms* |
| |
|
Late: |
See Terms** |
Cash Advance: |
3% of Cash Adv, $5 m* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Citi® Bronze® / AAdvantage® World MasterCard®
|

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- Earn 5,000 American Airlines AAdvantage® Bonus Miles after your first purchase with the card
- No annual fee for your card
- Earn 1 AAdvantage® mile for every $2 you spend on eligible purchases - up to 25,000 miles per year
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|
| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
N/A* |
N/A* |
14.99%* |
None* |
Yes* |
Good* |
|
|
| |
| Introductory Rate |
|
Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Introductory Period |
|
Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Regular APRs |
|
Purchases: |
14.99%* |
Balance Transfers: |
N/A* |
| |
|
Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
|
Annual: |
None* |
Balance Transfers: |
See Terms* |
| |
|
Late: |
See Terms** |
Cash Advance: |
3% of Cash Adv, $5 m* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Citi PremierPass® Card - Elite Level
|

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- 20,000 bonus points after $600 in purchases made within 3 months of account opening*
- Earn 2 points for every dollar spent on everyday purchases and 1 point for all other purchases*
- Earn 1 point for every mile you fly on any airline*
- Earn 1 point for every mile friends and family fly on tickets purchased with your card*
- Get a complimentary companion ticket when you buy a qualifying ticket*
|
|
| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
N/A* |
N/A* |
As Low As 13.99%* |
$75* |
Yes* |
Good* |
|
|
| |
| Introductory Rate |
|
Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Introductory Period |
|
Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Regular APRs |
|
Purchases: |
As Low As 13.99%* |
Balance Transfers: |
As Low As 13.99%* |
| |
|
Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
|
Annual: |
$75* |
Balance Transfers: |
See Terms* |
| |
|
Late: |
See Terms** |
Cash Advance: |
3% of Cash Adv, $5 m* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
|
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| Citi® Hilton Hhonors® Visa® Signature Card
|

 |
- Earn 15,000 Hilton HHonors bonus points - enough for two free nights at participating Hilton Family Hotels. Just make one purchase within 2 months of account opening.
- Earn 6 Hilton HHonors bonus points for each $1 spent at participating Hilton Family hotels.
- Earn 3 Hilton HHonors bonus points for each $1 spent at supermarkets, drugstores and gas stations.
- Earn 2 Hilton HHonors bonus points for each $1 spent on all other purchases.
- Your application will be considered for a Citi® Hilton HHonors® Gold Card if you don't qualify for the Citi® Hilton HHonors® Visa® Signature Card.
|
|
| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
|
2.99%* |
6 Months* |
14.99 / 16.99%* |
None* |
Yes* |
Good* |
|
|
| |
| Introductory Rate |
|
Purchases: |
2.99%* |
Balance Transfers: |
2.99%* |
| Introductory Period |
|
Purchases: |
6 Months* |
Balance Transfers: |
6 Months* |
| Regular APRs |
|
Purchases: |
14.99 / 16.99%* |
Balance Transfers: |
14.99% / 16.99%* |
| |
|
Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
|
Annual: |
None* |
Balance Transfers: |
See Terms* |
| |
|
Late: |
See Terms** |
Cash Advance: |
3% of Cash Adv, $5 m* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| |