Rest easy with an outstanding, low rate-for customers with excellent credit

• 7.9% APR on purchases and balance transfers
• Your APR will not increase simply because you pay late only once or go over your credit limit
• No annual fee and no balance transfer fees

• Earn unlimited 1% cash back rewards on new net retail purchase, everywhere you shop!
• Simple and straightforward rewards: no earnings caps, spending categories, tiers or point expiration
• Platinum benefits include unlimited purchase protection, extended warranties and rental car insurance
• 0% Introductory APR on card purchases and balance transfers for 12 months and no annual fee, for qualifying applicants*
• Instant decision in as little as 60 seconds

*It is our goal to offer you the HSBC credit card that best fits your credit rating, which may or not be the card you originally inquired about. You may be offered an HSBC secured or unsecured MasterCard without a 0% Introductory APR or Rewards, and with different terms and conditions which will be disclosed to you before your application is processed.

• The American DreamCard is the credit card program that can make people rich!
• Large monthly cash jackpots!
• Earn entries from everyday shopping!
• Every $1 in net retail purchases = 1 entry to win (up to 1,000 entries per purchase)
• No Annual Fee†
• Get 1,000 entries just for applying!
• More entries mean more chances to win!
• Entries are good for future drawings and there is no limit to how many times you can win*
• A New Winner Every Month!
• Refer your friends and automatically receive 50 entries for each referral and get a signing bonus of 1,000 entries for each referral who is approved for the American DreamCard™
• American DreamCard™ holders also have access to MasterCard® Exclusive Online™

• 0% APR* on balance transfers for up to 12 months
• $50 Gift Card - Earn 6,000 bonus points after $100 in purchases made within 3 months of account opening
• 5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months; 1 point for every $1 on all other purchases
• No annual fee and FREE rewards program
• Citi® Identity Theft Solutions
• Price Protection Program
• $0 Liability on unauthorized purchases

Rewards everyday - for customers with excellent credit

• Earn 2 points per dollar spent at gas stations, major grocery and drug stores
• 1 point for every dollar spent on other purchases
• 13.9% APR on purchases and balance transfers
• Points won’t expire for the life of your account and there’s no limit to the number of points you can earn

• Earn a full 1% cash back on every purchase
• Get a 20% bonus on the cash back earned on all purchases for the first 12 months
• Checks will be sent automatically every time you earn $50 - no calling necessary
• 0% APR* on balance transfers for up to 12 months
• No annual fee

• Earn a full 2% cash back on every new net retail purchase made on Saturdays and Sundays
• Receive 1% cash back on new net retail purchases made Monday through Friday
• Simple and straightforward: no earnings caps, spending requirements, tiers or point expiration
• Platinum benefits include unlimited purchase protection, extended warranties and rental car insurance
• 0% Introductory APR on card purchases and balance transfers for 12 months with no annual fee, for qualified applicants*

*It is our goal to offer you the HSBC credit card that best fits your credit rating, which may or not be the card you originally inquired about. You may be offered an HSBC secured or unsecured MasterCard without a 0% Introductory APR or Rewards, and with different terms and conditions which will be disclosed to you before your application is processed.

• 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
• Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more.
• No Annual Fee
• Online account access and Points management
• Access to the MyConcierge(SM) service, a unique personal assistance service
• Absolute Fraud Protection
• Card issued by FIA Card Services, NA.

Terms & Conditions

• Introductory 0% Annual Percentage Rate (APR)† for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.
• Earn one point for every net retail purchase dollar you spend with your new Elite Rewards® World MasterCard® credit card.
• No annual fee.
• Earn 500 Bonus Points after first qualifying purchase with the account.
• Earn Bonus Points for every net retail dollar you spend at participating merchants.
• Card issued by FIA Card Services, N.A.

Terms & Conditions