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Merrill Lynch offers credit cards for consumers focused on rewards and cash back. These cards offer low introduction APRs, as well as ongoing APRs. Take time and search through Merrill Lynch's portfolio of consumer credit card offers and apply for one that best meets your needs. |
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| The Merrill+ Visa® Credit Card
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- Introductory 1.9% Annual Percentage Rate
(APR)† for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.* (subject to a 3% transaction fee, no less than $10) - No Annual Fee
- Outstanding Rewards Program
One of the best rewards cards available today with anytime, anywhere air rewards. - Earn 1 point for every $1 spent
on net retail purchases, and accrue unlimited Merrill points.§ Points can be redeemed for Merchandise, Travel, Gift Certificates, and more. - Extraordinary Benefits
Receive unique perks and upgrades such as companion airline tickets and upgrades, airport lounge access, and 24/7 concierge.
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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| Introductory Rate |
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Purchases: |
N/A* |
Balance Transfers: |
1.90%* |
| Introductory Period |
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Purchases: |
N/A* |
Balance Transfers: |
12 Billing Cycles* |
| Regular APRs |
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Purchases: |
9.99%* |
Balance Transfers: |
9.99%* |
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Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
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Annual: |
None* |
Balance Transfers: |
See Terms* |
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Late: |
See Terms** |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Total MerrillSM Cash Back Visa® Credit Card
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- 1% Cash Back on Virtually All Purchases
- No Annual Fee
- No annual fee and a low competitive 9.99% annual percentage rate (APR).
- Low 9.99% APR for Retail Purchases†
- Credit Line may be as high as $250,000
- Cash Back Rewards Can be Deposited Directly into Your Merrill Lynch Account
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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N/A* |
N/A* |
9.99*%* |
$0* |
Yes* |
Good* |
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| Introductory Rate |
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Purchases: |
N/A* |
Balance Transfers: |
1.9%* |
| Introductory Period |
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Purchases: |
N/A* |
Balance Transfers: |
12 Months* |
| Regular APRs |
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Purchases: |
9.99*%* |
Balance Transfers: |
9.99%** |
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Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
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Annual: |
$0* |
Balance Transfers: |
See Terms* |
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Late: |
See Terms** |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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*See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.
Merrill Plus Visa - Merrill Lynch Credit Card - Merrill Lynch Visa
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