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 Compare Balance Transfer Cards

 
 
Balance Transfer Credit Cards - Credit Card Balance Transfer - Balance Transfer Cards The credit card offers in this section are the most popular balance transfer credit cards found online. Balance transfer credit cards are great when you need to get rid of that high interest rate credit card or to extend the 0% APR period you're currently on. These cards have great intro APR's on balance transfers and low balance transfer fees, they also have rewards and cash back. Search through these credit card offers and apply for one that best meets your needs.
   

Citi® Diamond Preferred® Card


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  • 0% APR* on balance transfers and purchases for up to 12 months
  • Citi® Indentity Theft Solutions
  • $0 Liability on unauthorized purchases
  • Secure, free online account management
  • No annual fee


Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* up to 12 Months* As Low As 8.49%* None* Yes* Good*

Clear from American Express®


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  • No fees of any kind. No annual fee, no late fees, no over-limit fees, no balance transfer fees, no cash advance fees.
  • 0% intro APR for up to 12 months.
  • Automatic Rewards. You'll get an American Express branded shopping card worth $25 delivered straight to your door every time you spend $2,500.
  • Pay in full, or carry a balance.
  • Express Approval. Get a decision in less than 60 seconds.

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* Up to 12 Months* As Low As 10.99%* None* Yes* Excellent*

Simmons First Visa® Platinum


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  • Low 7.25% fixed standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • No Annual Fee
  • Excellent to good credit needed


Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A* N/A* 7.25%* None* Yes* Excellent*

Visa Signature® Card with Maximum Rewards® (for Travel)


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  • Earn 2 points for every $1 you spend on hotels and air travel*
  • 5,000 Bonus Points the first time you use the card within the first 3 billing cycles after your account is opened*
  • Earn 1 point on all other purchases*
  • No pre-set spending limit for greater flexibility and purchasing power*
  • Online access to view transactions, pay your bill, view up to seven years of prior statements and more!

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A* N/A* As low as 12.99%* None* Yes* Good*

Discover® Open Road(SM) Card


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  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
  • Save at the pump and everywhere else.*
  • 5% Cashback Bonus® on gas and auto maintenance purchases
  • 5% to 20% Cashback Bonus at top online retailers*
  • Up to 1% Cashback Bonus on all other purchases
  • Unlimited cash rewards
  • Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* Up to 12 Months* 10.99%* None* Yes* Good*

Simmons First Visa® Platinum Rewards


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  • Offers a 0% APR for balance transfers only for 6 billing periods
  • Low 8.95% fixed standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
  • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions.
  • Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
  • No Annual Fee
  • Excellent to good credit needed


Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A* N/A* 8.95%* None* Yes* Excellent*

Total MerrillSM Cash Back Visa® Credit Card


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  • 1% Cash Back on Virtually All Purchases
  • No Annual Fee
  • No annual fee and a low competitive 9.99% annual percentage rate (APR).
  • Low 9.99% APR for Retail Purchases†
  • Credit Line may be as high as $250,000
  • Cash Back Rewards Can be Deposited Directly into Your Merrill Lynch Account


Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A* N/A* 9.99*%* $0* Yes* Good*

Personalized BucksBack(SM) Visa® Card


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  • Personalize your credit card with your favorite photo or image.*
  • Introductory 0% APR* on purchases for the first 12 billing cycles after your account is opened.
  • $10 reward check* upon account approval.
  • $10 reward check†* when you make your first purchase with your BucksBack(SM) Visa Card.
  • Earn additional $25 reward check or rebate credit to your account* for every $2,500 in purchases on the card.
  • Online access to view transactions, pay your bill, view up to seven years of prior statements and more!

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 12 Billing Cycles* As low as 9.99%* None* Yes* Good*

Financial Rewards® Visa® Platinum Plus® Card


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  • 0% for 6 billing cycles on balance transfers and cash advance checks with a 3% balance transfer fee ($10 min.)
  • Earn 5 bonus points with your first purchase.
  • Points do not expire for 5 years
  • Online Banking Service
  • Total Security Protection®
  • No Annual Fee
  • Card issued by FIA Card Services, NA.

Terms & Conditions


Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 6 Billing Cycles* as low as 10.99%* None* Yes* Good*

One from American Express®


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  • Get $50 after your first purchase
  • No Pre-Set Spending Limit*
  • Earn a competitive Annual Percentage Yield (APY), currently 2.75% (variable rate as of 4/15/2008).
  • Never pay interest on new purchases
  • The Savings Accelerator(SM) Plan contributes 1% of eligible purchases into an FDIC-insured High-Yield Savings Account in your name
  • No annual fee for the first year - A $35 savings
  • Express Approval. Get a decision in less than 60 seconds.

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A* NA* As Low as 10.99%* $35* Yes* Good*

IBERIABANK Visa Classic


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  • Variable Rate APR ranging from Prime + 3% thru Prime + 5%
  • Cash Advance Variable Rate APR ranging from Prime + 7% thru Prime + 9%
  • No annual membership fee
  • 0% Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of your account open date
  • No transaction fee for balance transfers
  • 25 day grace period
  • Online access to credit card account information

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A* N/A* 8.00 - 10.00%* None* Yes* Excellent*

Capital One® Platinum Prestige


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  • Save with a 0% intro APR until October 2009 on purchases and balance transfers
  • Then enjoy a variable APR, now 8.9%
  • Save time and money by transferring higher-rate balances so you can make one easy payment each month
  • No annual fee

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* Until October 2009* 8.90%* None* Yes* Excellent*

Bank of America World MasterCard® with WorldPoints™


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  • 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
  • Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more.
  • No Annual Fee
  • Online account access and Points management
  • Access to the MyConcierge(SM) service, a unique personal assistance service
  • Absolute Fraud Protection
  • Card issued by FIA Card Services, NA.

Terms & Conditions


Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 12 Billing Cycles* 9.99 - 19.99%* None* Yes* Good*

Home Advantage™ World MasterCard® Credit Card with WorldPoints® Rewards


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  • 0% Into Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks through your first twelve billing cycles.
  • Earn 1 point for every $1 in net retail purchases at all merchants§
  • Redeem your points for cash back, travel with no blackout dates, car rental and hotel rewards, brand name merchandise, or gift certificates§
  • Redeem your Points as extra payments- Every time you earn 5,000 Points, you can redeem them for cash-which can be applied directly to your mortgage.§§§
  • No limit to the number of points you can earn each year
  • Absolute fraud protection against unauthorized use, online and offline
  • Access to the MyConcierge(SM) service, a unique personal assistance service§
  • Secure Online Account Access and electronic bill payment service
  • Card issued by FIA Card Services, N.A.

Terms & Conditions


Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 12 Billing Cycles* 9.99 / 15.99%* None* Yes* Good*

Capital One® No Hassle Miles(SM) Rewards - Excellent Credit


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  • Earn 25% more than regular mileage cards with 1.25 miles for each dollar spent on purchases
  • Save with a 0% intro APR on purchases until October 2009
  • No expiration date on miles and no limit on the miles you can earn
  • There are no blackout dates and no seat restrictions
  • No annual fee

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* Until October 2009* 9.90%* None* Yes* Excellent*