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The credit card offers in this section are the most popular credit cards for consumers with excellent personal credit. This section features cards that offer low interest rates, great rewards, airline miles, points, and cash back. Most of these cards even have no annual fees. Take time and search through this list of consumer and business credit card offers for excellent credit, and apply for one that best meets your needs. |
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| Capital One® Platinum Prestige
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- Save with a 0% intro APR until January 2010 on purchases and balance transfers
- Then enjoy a variable APR, now 8.9%
- Save time and money by transferring higher-rate balances so you can make one easy payment each month
- No annual fee
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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| Introductory Rate |
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Purchases: |
0%* |
Balance Transfers: |
0%* |
| Introductory Period |
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Purchases: |
Until January 2010* |
Balance Transfers: |
Until January 2010* |
| Regular APRs |
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Purchases: |
8.90%* |
Balance Transfers: |
8.90%* |
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Cash Advance: |
22.90%* |
Penalty: |
24.90%* |
| Fees |
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Annual: |
None* |
Balance Transfers: |
3%* |
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Late: |
None* |
Cash Advance: |
3%, $10 minimum * |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Starwood Preferred Guest® Credit Card from American Express
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- Earn up to 25,000 Starpoints® - enough for up to 6 free nights at a category 1 or 2 hotel.
- Use Starpoints® for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
- No annual fee for the first year and $45 thereafter
- Transfer Starpoints® - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
- Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
- Express Approval. Get a decision in less than 60 econds.
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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2.90%* |
6 Months* |
13.99%* |
$45* |
Yes* |
Excellent* |
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| Introductory Rate |
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Purchases: |
2.90%* |
Balance Transfers: |
2.90%* |
| Introductory Period |
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Purchases: |
6 Months* |
Balance Transfers: |
6 Months* |
| Regular APRs |
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Purchases: |
13.99 %* |
Balance Transfers: |
13.99%* |
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Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
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Annual: |
$45* |
Balance Transfers: |
See Terms* |
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Late: |
$45* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Simmons First Visa® Platinum Rewards
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- Offers a 0% APR for balance transfers only for 6 billing periods
- Low 8.95% fixed standard purchase APR and platinum benefits
- No balance transfer fee for balances transferred in response to this online offer
- Excellent credit needed
- Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
- Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions.
- Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
- No Annual Fee
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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N/A* |
N/A* |
8.95%* |
None* |
Yes* |
Excellent* |
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| Introductory Rate |
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Purchases: |
N/A* |
Balance Transfers: |
0%* |
| Introductory Period |
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Purchases: |
N/A* |
Balance Transfers: |
6 Billing Cycles* |
| Regular APRs |
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Purchases: |
8.95 %* |
Balance Transfers: |
8.95%* |
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Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
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Annual: |
None* |
Balance Transfers: |
See Terms* |
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Late: |
None* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Blue Cash® from American Express
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- Earn up to 5% cash back on everyday purchases - even gas!
- No Annual Fee
- 0% Intro APR for up to 12 months on purchases
- Low Balance Transfer APR - 2.99% for 12 months
- Express Approval. Get a decision in less than 60 seconds.
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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0%* |
up to 12 Months* |
As Low As 11.99%* |
None* |
Yes* |
Excellent* |
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| Introductory Rate |
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Purchases: |
0%* |
Balance Transfers: |
2.99%* |
| Introductory Period |
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Purchases: |
up to 12 Months* |
Balance Transfers: |
12 Months* |
| Regular APRs |
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Purchases: |
As Low As 11.99 %* |
Balance Transfers: |
As Low As 11.99%* |
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Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
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Annual: |
None* |
Balance Transfers: |
See Terms* |
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Late: |
None* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Capital One® No Hassle Miles(SM) UltraFor Professionals
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- Earn double miles - 2 miles per dollar spent on all purchases
- Save with a 0% intro APR on purchases until January 2010
- No expiration date on miles and no limit on the miles you can earn
- No blackout dates and no seat restrictions
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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0%* |
Until January 2010* |
9.90%* |
$39* |
Yes* |
Excellent* |
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| Introductory Rate |
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Purchases: |
0%* |
Balance Transfers: |
N/A* |
| Introductory Period |
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Purchases: |
Until January 2010* |
Balance Transfers: |
N/A* |
| Regular APRs |
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Purchases: |
9.90 %* |
Balance Transfers: |
9.90%* |
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Cash Advance: |
22.90%* |
Penalty: |
24.90%* |
| Fees |
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Annual: |
$39* |
Balance Transfers: |
None* |
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Late: |
$39* |
Cash Advance: |
3%, $10 minimum * |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Blue from American Express®
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- 0% APR on purchases for up to 12 months
- No Annual Fee
- Low Balance Transfer APR - 2.99% for 12 months
- Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences.
- Membership Rewards Express® program
- Express Approval. Get a decision in less than 60 seconds.
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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0%* |
Up to 12 Months* |
As Low As 10.99%* |
None* |
Yes* |
Excellent* |
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| Introductory Rate |
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Purchases: |
0%* |
Balance Transfers: |
2.99%* |
| Introductory Period |
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Purchases: |
Up to 12 Months* |
Balance Transfers: |
12 Months* |
| Regular APRs |
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Purchases: |
As Low As 10.99 %* |
Balance Transfers: |
As Low As 10.99%* |
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Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
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Annual: |
None* |
Balance Transfers: |
See Terms* |
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Late: |
None* |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Discover® Open Road(SM) Card
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- Double Cashback Bonus on grocery store purchases in November and December*
- 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
- Save at the pump and everywhere else.*
- 5% Cashback Bonus® on gas and auto maintenance purchases
- 5% to 20% Cashback Bonus at top online retailers*
- Up to 1% Cashback Bonus on all other purchases
- Unlimited cash rewards
- Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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0%* |
Up to 12 Months* |
10.99%* |
None* |
Yes* |
Good* |
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| Introductory Rate |
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Purchases: |
0%* |
Balance Transfers: |
0%* |
| Introductory Period |
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Purchases: |
Up to 12 Months* |
Balance Transfers: |
Up to 12 Months* |
| Regular APRs |
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Purchases: |
10.99 %* |
Balance Transfers: |
10.99%* |
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Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
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Annual: |
None* |
Balance Transfers: |
3%* |
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Late: |
None* |
Cash Advance: |
3%, $5 minimum * |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Citi CashReturns(SM) Card
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- Earn up to 6% Cash Back on purchases; a full 1% cash back on every purchase PLUS an average 5% additional cash back at 400 leading retailers within the Citi Bonus Cash Center.
- Earn a 20% bonus on the cash back earned on all purchases for the first 12 months
- Checks will be sent automatically every time you earn $50
- 0% APR* on balance transfers for up to 12 months
- No annual fee
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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0%* |
up to 12 Months* |
As Low As 8.99%* |
None* |
Yes* |
Good* |
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| Introductory Rate |
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Purchases: |
N/A* |
Balance Transfers: |
0%* |
| Introductory Period |
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Purchases: |
N/A* |
Balance Transfers: |
up to 12 Months* |
| Regular APRs |
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Purchases: |
As Low As 8.99 %* |
Balance Transfers: |
As Low As 8.99%* |
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Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
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Annual: |
None* |
Balance Transfers: |
3%, $5 minimum * |
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Late: |
None* |
Cash Advance: |
3%, $5 minimum * |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Citi PremierPass® Card - Elite Level
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- 20,000 bonus points after $600 in purchases made within 3 months of account opening--enough for a round-trip ticket up to $400 in value*
- Earn 2 points for every dollar spent on everyday purchases and 1 point for all other purchases*
- Earn 1 point for every mile you fly on any airline*
- Earn 1 point for every mile friends and family fly on tickets purchased with your card*
- Get a complimentary companion ticket when you buy a qualifying ticket*
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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N/A* |
N/A* |
As Low As 12.24%* |
$75* |
Yes* |
Good* |
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| Introductory Rate |
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Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Introductory Period |
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Purchases: |
N/A* |
Balance Transfers: |
N/A* |
| Regular APRs |
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Purchases: |
As Low As 12.24 %* |
Balance Transfers: |
As Low As 12.24%* |
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Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
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Annual: |
$75* |
Balance Transfers: |
3%, $5 minimum * |
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Late: |
$75* |
Cash Advance: |
3%, $5 minimum * |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Capital One® No Hassle Miles(SM) Rewards For Travel & Gas
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- More miles - Earn 3 miles per dollar spent on travel and gas purchases
- Earn 1 mile per dollar for all other purchases
- No annual fee
- Unrestriced travel - fly any airline, anytime, anywhere, with no blackout dates and no seat restrictions
- No expiration - rewards won't expire for the life of your account
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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0%* |
Until January 2010* |
9.90%* |
None* |
Yes* |
Excellent* |
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| Introductory Rate |
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Purchases: |
0%* |
Balance Transfers: |
N/A* |
| Introductory Period |
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Purchases: |
Until January 2010* |
Balance Transfers: |
N/A* |
| Regular APRs |
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Purchases: |
9.90 %* |
Balance Transfers: |
9.90%* |
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Cash Advance: |
22.90%* |
Penalty: |
24.90%* |
| Fees |
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Annual: |
None* |
Balance Transfers: |
None* |
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Late: |
None* |
Cash Advance: |
3%, $10 minimum * |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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*See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.
Excellent Credit Credit Cards - Credit Cards For Excellent Credit - Credit Cards For People With Excellent Credit
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