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 Compare Low Interest Cards

 
 
Low Interest Credit Cards - Low APR Credit Cards - Low Rate Credit Card The credit card offers in this section are the most popular low interest credit cards found online. These cards feature low introductory APR's, regular APR's, and most have no annual fee. Take time and search through these credit card offers and apply for one that best meets your needs.
   

Chase Free Cash Rewards(SM) Visa® Card


Apply Online for This Credit Card

  • 1 point for every eligible dollar in purchases
  • 1,000 Bonus Points after your first purchase
  • Intro 0% Fixed APR for up to 12 months*
  • No Annual Fee
  • Get your rewards with as few as 2,500 points
  • Choose from either a $25 check or a $25 gift card/certificate from leading national merchants for every 2,500 points earned

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 12 Months* 10.99%* None* Yes* Good*

Chase Platinum MasterCard®


Apply Online for This Credit Card

  • 0% Intro APR for up to 12 months
  • The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history
  • No Annual Fee
  • Interest-free grace period when you pay your bill in full each month
  • FREE Online Account Access
  • FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance


Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 12 Months* 10.99%* None* Yes* Good*

HSBC Platinum MasterCard® with Cash Back Rewards


Apply Online for This Credit Card

  • Earn unlimited 1% cash back rewards on new net retail purchase, everywhere you shop!
  • Simple and straightforward rewards: no earnings caps, spending categories, tiers or point expiration
  • Platinum benefits include unlimited purchase protection, extended warranties and rental car insurance
  • 0% Introductory APR on card purchases and balance transfers for 12 months and no annual fee, for qualifying applicants*
  • Instant decision in as little as 60 seconds

*It is our goal to offer you the HSBC credit card that best fits your credit rating, which may or not be the card you originally inquired about. You may be offered an HSBC secured or unsecured MasterCard without a 0% Introductory APR or Rewards, and with different terms and conditions which will be disclosed to you before your application is processed.


Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 12 Months* 8.99 - 19.80%* None* Yes* Good*

BucksBack(SM) Platinum Edition® Visa® Card


Apply Online for This Credit Card

  • Receive $50 the first time you use your card*
  • Earn cash back on every purchase*
  • Earn additional $25 reward check or rebate credit to your account* for every $2,500 in purchases on the card.
  • Online access to view transactions, pay your bill, view up to seven years of prior statements and more!


Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A* N/A* As low as 14.99%* None* Yes* Good*

Discover® Open Road(SM) Card


Apply Online for This Credit Card

  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
  • Save at the pump and everywhere else.*
  • 5% Cashback Bonus® on gas and auto maintenance purchases
  • 5% to 20% Cashback Bonus at top online retailers*
  • Up to 1% Cashback Bonus on all other purchases
  • Unlimited cash rewards
  • Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* Up to 12 Months* 10.99%* None* Yes* Good*

Simmons First Visa® Platinum


Apply Online for This Credit Card

  • Low 7.25% fixed standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • No Annual Fee
  • Excellent to good credit needed


Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A* N/A* 7.25%* None* No* Excellent*

AARP Rewards Platinum Visa® Card


Apply Online for This Credit Card

  • Earn points on card purchases -- Earn 1 point for every $1 spent on eligible purchases
  • Choose your reward -- Every time you reach just 2,500 points, you can redeem them for $25 cash or $25 gift certificates from brand-name merchants.
  • 0% Introductory APR for up to 6 months
  • Superior Service from a dedicated team of Advisors, and access to an array of card benefits
  • Zero Liability on Unauthorized Purchases -- From auto rental collision damage waiver to emergency cash and card replacement, it's everything you need to stay protected.
  • No Annual Fee

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 6 Months* 10.99%* None* Yes* Good*

Total MerrillSM Cash Back Visa® Credit Card


Apply Online for This Credit Card

  • 1% Cash Back on Virtually All Purchases
  • No Annual Fee
  • No annual fee and a low competitive 9.99% annual percentage rate (APR).
  • Low 9.99% APR for Retail Purchases†
  • Credit Line may be as high as $250,000
  • Cash Back Rewards Can be Deposited Directly into Your Merrill Lynch Account


Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A* N/A* 9.99*%* $0* Yes* Good*

Capital One® Platinum Visa®


Apply Online for This Credit Card

Smart choice if you carry a balance long-term

  • Pay down balances faster with a low APR
  • 0% on purchases until December 2008. - After that, a variable APR, currently 8.65%
  • Exclusive savings: up to 40% off  featured deals and 10% savings on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* Until December 2008* 8.65%* $39* Yes* Average*

HSBC Platinum Visa® with Cash Back Rewards


Apply Online for This Credit Card

  • Earn unlimited 1% cash back rewards on new net retail purchases, everywhere you shop!
  • Simple and straightforward: no earnings caps, spending requirements, tiers or point expiration
  • Receive unique Visa discounts and protection on purchases made with your card
  • 0% Introductory APR on card purchases and balance transfers for 12 months and no annual fee, for qualifying applicants*
  • Get an instant decision in as little as 60 seconds

*It is our goal to offer you the HSBC credit card that best fits your credit rating, which may or not be the card you originally inquired about. You may be offered an HSBC secured or unsecured MasterCard without a 0% Introductory APR or Rewards, and with different terms and conditions which will be disclosed to you before your application is processed.


Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 12 Months* 8.99 - 19.80%* $0* Yes* Good*

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*See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

Low Interest Credit Cards - Low APR Credit Cards - Low Rate Credit Card


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