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Low Interest Credit Cards - Low APR Credit Cards - Low Rate Credit Card

The credit card offers in this section are the most popular low interest credit cards found online. These cards feature low introductory APR's, regular APR's, and most have no annual fee. Take time and search through these credit card offers and apply for one that best meets your needs.
   
Blue from American Express®


Apply Online for This Credit Card


  • 0% APR on purchases for up to 12 months
  • No Annual Fee
  • Low Balance Transfer APR - 2.99% for 12 months
  • Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences.
  • Membership Rewards Express® program
  • Express Approval. Get a decision in less than 60 seconds.

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%*
Up to 12 Months*
As Low As 10.99%*
None*
Yes*
Excellent*


Citi® Platinum Select® Card


Apply Online for This Credit Card

  • 0% APR* on balance transfers and purchases for up to 12 months
  • No annual fee
  • Citi® Identity Theft Solutions
  • $0 Liability on unauthorized purchases
  • Secure, free online account management

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* up to 12 Months* As Low As 6.74%* None* Yes* Good*

Discover® More(SM) Card


Apply Online for This Credit Card

  • Earn more cash in more ways than anyone else(SM)*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 12 months on Purchases and Balance Transfers

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 12 Months* 10.99%* None* Yes* Good*

Capital One® Platinum Prestige


Apply Online for This Credit Card

  • Save with a 0% intro APR until January 2010 on purchases and balance transfers
  • Then enjoy a variable APR, now 8.9%
  • Save time and money by transferring higher-rate balances so you can make one easy payment each month
  • No annual fee

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* Until January 2010* 8.90%* None* Yes* Excellent*

Blue Cash® from American Express


Apply Online for This Credit Card

  • Earn up to 5% cash back on everyday purchases - even gas!
  • No Annual Fee
  • 0% Intro APR for up to 12 months on purchases
  • Low Balance Transfer APR - 2.99% for 12 months
  • Express Approval. Get a decision in less than 60 seconds.

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* up to 12 Months* As Low As 11.99%* None* Yes* Excellent*

Discover® Open Road(SM) Card


Apply Online for This Credit Card

  • Double Cashback Bonus on grocery store purchases in November and December*
  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
  • Save at the pump and everywhere else.*
  • 5% Cashback Bonus® on gas and auto maintenance purchases
  • 5% to 20% Cashback Bonus at top online retailers*
  • Up to 1% Cashback Bonus on all other purchases
  • Unlimited cash rewards
  • Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* Up to 12 Months* 10.99%* None* Yes* Good*

Simmons First Visa® Platinum


Apply Online for This Credit Card

  • Low 7.25% fixed standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • No Annual Fee
  • Excellent credit needed

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A* N/A* 7.25%* None* Yes* Excellent*

Capital One® Platinum Visa®


Apply Online for This Credit Card

  • Buy what you've been dreaming of and pay no interest until June 2009 on purchases
  • Save with a low non-intro variable APR, currently 8.9%
  • Know you are protected with $0 fraud liability if your card is ever lost or stolen
  • Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* Until June 2009* 8.90%* $39* Yes* Average*

Simmons First Visa® Platinum Rewards


Apply Online for This Credit Card

  • Offers a 0% APR for balance transfers only for 6 billing periods
  • Low 8.95% fixed standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • Excellent credit needed
  • Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
  • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions.
  • Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
  • No Annual Fee

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A* N/A* 8.95%* None* Yes* Excellent*

Capital One ® Platinum Prestige Visa®


Apply Online for This Credit Card

  • Save with a 0% intro APR until January 2010 on purchases and balance transfers
  • Then enjoy a variable APR, now 8.9%
  • Save time and money by transferring higher-rate balances so you can make one easy payment each month
  • No annual fee

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* Until January 2010* 8.90%* None* Yes* Excellent*

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*See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

Low Interest Credit Cards - Low APR Credit Cards - Low Rate Credit Card


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