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The credit card offers in this section are the most popular points credit cards found online. Get points to use on airline tickets, membership programs, trade in for gift cards, and cash. Points are earned on the places and things you spend on most. These credit cards also have great Intro APR's and most have no annual fee. Take time and search through these credit card offers and apply for one that best meets your needs. |
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| Citi® Diamond Preferred® Rewards Card
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- 0% APR* on balance transfers for up to 12 months
- 5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months; 1 point for every $1 on all other purchases
- No annual fee and FREE rewards program
- Citi® Identity Theft Solutions
- Price Protection Program
- $0 Liability on unauthorized purchases
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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| Introductory Rate |
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Purchases: |
N/A* |
Balance Transfers: |
0%* |
| Introductory Period |
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Purchases: |
N/A* |
Balance Transfers: |
up to 12 Months* |
| Regular APRs |
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Purchases: |
As Low As 10.49%* |
Balance Transfers: |
As Low As 10.49%* |
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Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
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Annual: |
None* |
Balance Transfers: |
3%, $5 minimum * |
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Late: |
$15/$29/$39 ** |
Cash Advance: |
3%, $5 minimum ** |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Starwood Preferred Guest® Credit Card from American Express
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- Earn up to 25,000 Starpoints® - enough for up to 6 free nights at a category 1 or 2 hotel.
- Use Starpoints® for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
- No annual fee for the first year and $45 thereafter
- Transfer Starpoints® - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
- Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
- Express Approval. Get a decision in less than 60 econds.
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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2.90%* |
6 Months* |
14.99%* |
$45* |
Yes* |
Excellent* |
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| Introductory Rate |
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Purchases: |
2.90%* |
Balance Transfers: |
N/A* |
| Introductory Period |
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Purchases: |
6 Months* |
Balance Transfers: |
N/A* |
| Regular APRs |
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Purchases: |
14.99%* |
Balance Transfers: |
14.99%* |
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Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
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Annual: |
$45* |
Balance Transfers: |
See Terms* |
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Late: |
$19/$38 ** |
Cash Advance: |
3%, $5 minimum ** |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Bank of America World MasterCard® with WorldPoints
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- 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
- Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more.
- No Annual Fee
- Online account access and Points management
- Access to the MyConcierge(SM) service, a unique personal assistance service
- Absolute Fraud Protection
- Card issued by FIA Card Services, NA.
Terms & Conditions
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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0%* |
12 Billing Cycles* |
9.99 / 15.99%* |
None* |
Yes* |
Good* |
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| Introductory Rate |
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Purchases: |
N/A* |
Balance Transfers: |
0%* |
| Introductory Period |
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Purchases: |
N/A* |
Balance Transfers: |
12 Billing Cycles* |
| Regular APRs |
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Purchases: |
9.99 / 15.99%* |
Balance Transfers: |
9.99% / 15.99%* |
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Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
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Annual: |
None* |
Balance Transfers: |
See Terms* |
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Late: |
See Terms** |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| The Merrill+ Visa® Credit Card
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- Introductory 1.9% Annual Percentage Rate
(APR)† for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.* (subject to a 3% transaction fee, no less than $10) - No Annual Fee
- Outstanding Rewards Program
One of the best rewards cards available today with anytime, anywhere air rewards. - Earn 1 point for every $1 spent
on net retail purchases, and accrue unlimited Merrill points.§ Points can be redeemed for Merchandise, Travel, Gift Certificates, and more. - Extraordinary Benefits
Receive unique perks and upgrades such as companion airline tickets and upgrades, airport lounge access, and 24/7 concierge.
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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N/A* |
N/A* |
9.99%* |
None* |
Yes* |
Good* |
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| Introductory Rate |
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Purchases: |
N/A* |
Balance Transfers: |
1.90%* |
| Introductory Period |
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Purchases: |
N/A* |
Balance Transfers: |
12 Billing Cycles* |
| Regular APRs |
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Purchases: |
9.99%* |
Balance Transfers: |
9.99%* |
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Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
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Annual: |
None* |
Balance Transfers: |
See Terms* |
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Late: |
See Terms** |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Blue from American Express®
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- 0% APR on purchases for up to 15 months
- No Annual Fee
- Low Balance Transfer APR - 4.99% Fixed APR for the life of the balance.
- Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences.
- Membership Rewards Express® program
- Express Approval. Get a decision in less than 60 seconds.
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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0%* |
Up to 15 Months* |
As Low As 8.99%* |
None* |
Yes* |
Excellent* |
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| Introductory Rate |
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Purchases: |
0%* |
Balance Transfers: |
N/A* |
| Introductory Period |
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Purchases: |
Up to 15 Months* |
Balance Transfers: |
N/A* |
| Regular APRs |
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Purchases: |
As Low As 8.99%* |
Balance Transfers: |
As Low As 8.99%* |
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Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
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Annual: |
None* |
Balance Transfers: |
See Terms* |
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Late: |
$19/$38 ** |
Cash Advance: |
3%, $5 minimum ** |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Maximum Rewards(SM) Platinum Edition® Visa® Card
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- 0% APR* on purchases for 12 billing cycles after your account is opened
- Earn 5000 Bonus Points upon first usage within the first 3 billing cycles after your account is opened* *
- Earn rewards with every purchase* *
- Huge array of redemption rewards
- No annual fee
- Online access to view transactions, pay your bill, view up to 7 years of prior statements and more!
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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0%* |
12 Billing Cycles* |
As low as 9.99%* |
None* |
Yes* |
Good* |
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| Introductory Rate |
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Purchases: |
0%* |
Balance Transfers: |
0%* |
| Introductory Period |
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Purchases: |
12 Billing Cycles* |
Balance Transfers: |
12 Billing Cycles* |
| Regular APRs |
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Purchases: |
As low as 9.99%* |
Balance Transfers: |
As low as 9.99%* |
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Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
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Annual: |
None* |
Balance Transfers: |
See Terms* |
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Late: |
See Terms** |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| HSBC MasterCard® with Cash or Fly Rewards
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- Earn 1 point for every dollar of net retail purchases, everywhere you shop.
- Redeem points for roundtrip airfare with no blackout dates with as little as 7,500 points
- Or redeem points for 1% cash back
- Enjoy 0% Introductory APR on card purchases and balance transfers for 12 months, for qualifying applicants*
- No annual fee, for qualifying applicants
*It is our goal to offer you the HSBC credit card that best fits your credit rating, which may or not be the card you originally inquired about. You may be offered an HSBC secured or unsecured MasterCard without a 0% Introductory APR or Rewards, and with different terms and conditions which will be disclosed to you before your application is processed.
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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0%* |
12 Months* |
8.99 - 19.80%* |
None* |
Yes* |
Good* |
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| Introductory Rate |
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Purchases: |
0%* |
Balance Transfers: |
0%* |
| Introductory Period |
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Purchases: |
12 Months* |
Balance Transfers: |
12 Months* |
| Regular APRs |
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Purchases: |
8.99 - 19.80%* |
Balance Transfers: |
8.99% - 19.80%* |
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Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
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Annual: |
None* |
Balance Transfers: |
See Terms* |
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Late: |
See Terms** |
Cash Advance: |
See Terms* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Chase Flexible Rewards Platinum Visa® Card
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- 0% Intro APR for up to 12 months*
- Earn 1 point for every eligible dollar spent toward travel on any airline, shopping at your favorite stores or cash!*
- Earn 1000 bonus points after first purchase*
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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0%* |
12 Months* |
10.99%* |
None* |
Yes* |
Good* |
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| Introductory Rate |
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Purchases: |
0%* |
Balance Transfers: |
0%* |
| Introductory Period |
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Purchases: |
12 Months* |
Balance Transfers: |
12 Months* |
| Regular APRs |
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Purchases: |
10.99%* |
Balance Transfers: |
10.99%* |
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Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
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Annual: |
None* |
Balance Transfers: |
3%, $5 minimum * |
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Late: |
$15/$29/$39 ** |
Cash Advance: |
3%, $5 minimum ** |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Citi PremierPass® Card
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- 10,000 bonus points after $300 in purchases made within 3 months of account opening*
- Earn 1 point for every dollar spent on all purchases*
- Earn 1 point for every 3 miles you fly on any airline*
- Earn 1 point for every 3 miles friends and family fly on tickets purchased with your card*
- Redeem points for flights on any airline with no blackout dates*
- 0% APR* on balance transfers for up to 12 months
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No annual fee
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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0%* |
Up to 12 Months* |
as low as 11.99%* |
None* |
Yes* |
Good* |
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| Introductory Rate |
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Purchases: |
N/A* |
Balance Transfers: |
0%* |
| Introductory Period |
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Purchases: |
N/A* |
Balance Transfers: |
Up to 12 Months* |
| Regular APRs |
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Purchases: |
as low as 11.99%* |
Balance Transfers: |
as low as 11.99%* |
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Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
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Annual: |
None* |
Balance Transfers: |
3%, $5 minimum * |
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Late: |
$15/$29/$39 ** |
Cash Advance: |
3%, $5 minimum ** |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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| Bank of Internet Visa® Platinum Rewards
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- 0% Introductory APR* on purchases and balance transfers for 6 months
- No annual fee
- Earn points on purchases, redeem for cash, travel or merchandise – it’s your choice!
- Online banking - view your account balance, review transactions and make your Visa payment online
- Annual Activity Statement – Receive a complimentary year-end summary to reconcile your Visa Platinum Rewards credit card.
- Zero Liability Fraud Protection** - You are not responsible for any unauthorized purchases made with your card or account number – online or off.
- Auto Rental Insurance – Provides 24-hour coverage for damage due to collision or theft when rental is paid for with your Visa Platinum Rewards credit card.
- Travel Accident Insurance – Receive up to $150,000 travel/accident insurance when you charge air, train, ship or bus tickets on a licensed common carrier with your Visa Platinum Rewards credit card.
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
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0%* |
6 Months* |
As low as 11.95%* |
None* |
Yes* |
Excellent* |
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| Introductory Rate |
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Purchases: |
0%* |
Balance Transfers: |
0%* |
| Introductory Period |
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Purchases: |
6 Months* |
Balance Transfers: |
6 Months* |
| Regular APRs |
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Purchases: |
As low as 11.95%* |
Balance Transfers: |
As low as 11.95%* |
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Cash Advance: |
See Terms* |
Penalty: |
See Terms* |
| Fees |
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Annual: |
None* |
Balance Transfers: |
3%, $15min. |
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Late: |
Dep.on Balance* |
Cash Advance: |
3%, $15min. $50max.* |
| Important |
See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. |
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*See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.
Points Rewards Cards - Points Credit Cards - Credit Card Reward Points
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