• Earn up to 25,000 Starpoints® - enough for up to 6 free nights at a category 1 or 2 hotel.
• Use Starpoints® for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
• No annual fee for the first year and $45 thereafter
• Transfer Starpoints® - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
• Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
• Express Approval. Get a decision in less than 60 econds.

• 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
• Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more.
• No Annual Fee
• Online account access and Points management
• Access to the MyConcierge(SM) service, a unique personal assistance service
• Absolute Fraud Protection
• Card issued by FIA Card Services, NA.

Terms & Conditions

• Introductory 1.9% Annual Percentage Rate
  (APR)† for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.* (subject to a 3% transaction fee, no less than $10)
• No Annual Fee
• Outstanding Rewards Program
  One of the best rewards cards available today with anytime, anywhere air rewards.
• Earn 1 point for every $1 spent
  on net retail purchases, and accrue unlimited Merrill points.§ Points can be redeemed for Merchandise, Travel, Gift Certificates, and more.
• Extraordinary Benefits
  Receive unique perks and upgrades such as companion airline tickets and upgrades, airport lounge access, and 24/7 concierge.

• 0% APR on purchases for up to 15 months
• No Annual Fee
• Low Balance Transfer APR - 4.99% Fixed APR for the life of the balance.
• Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences.
• Membership Rewards Express® program
• Express Approval.  Get a decision in less than 60 seconds.

• 0% APR* on purchases for 12 billing cycles after your account is opened
• Earn 5000 Bonus Points upon first usage within the first 3 billing cycles after your account is opened* *
• Earn rewards with every purchase* *
• Huge array of redemption rewards
• No annual fee
• Online access to view transactions, pay your bill, view up to 7 years of prior statements and more!

• Earn 1 point for every dollar of net retail purchases, everywhere you shop.
• Redeem points for roundtrip airfare with no blackout dates with as little as 7,500 points
• Or redeem points for 1% cash back
• Enjoy 0% Introductory APR on card purchases and balance transfers for 12 months, for qualifying applicants*
• No annual fee, for qualifying applicants

*It is our goal to offer you the HSBC credit card that best fits your credit rating, which may or not be the card you originally inquired about. You may be offered an HSBC secured or unsecured MasterCard without a 0% Introductory APR or Rewards, and with different terms and conditions which will be disclosed to you before your application is processed.

• 0% Intro APR for up to 12 months*
• Earn 1 point for every eligible dollar spent toward travel on any airline, shopping at your favorite stores or cash!*
• Earn 1000 bonus points after first purchase*

• 10,000 bonus points after $300 in purchases made within 3 months of account opening*
• Earn 1 point for every dollar spent on all purchases*
• Earn 1 point for every 3 miles you fly on any airline*
• Earn 1 point for every 3 miles friends and family fly on tickets purchased with your card*
• Redeem points for flights on any airline with no blackout dates*
• 0% APR* on balance transfers for up to 12 months

• No annual fee

• 0% Introductory APR* on purchases and balance transfers for 6 months
• No annual fee
• Earn points on purchases, redeem for cash, travel or merchandise – it’s your choice!
• Online banking - view your account balance, review transactions and make your Visa payment online
• Annual Activity Statement – Receive a complimentary year-end summary to reconcile your Visa Platinum Rewards credit card.
• Zero Liability Fraud Protection** - You are not responsible for any unauthorized purchases made with your card or account number – online or off.
• Auto Rental Insurance – Provides 24-hour coverage for damage due to collision or theft when rental is paid for with your Visa Platinum Rewards credit card.
• Travel Accident Insurance – Receive up to $150,000 travel/accident insurance when you charge air, train, ship or bus tickets on a licensed common carrier with your Visa Platinum Rewards credit card.